Q1. What are the categories of Information in C.V


Categories of information in C V are

Contact Information:

Start at the top of the page leaving a one-inch top margin. Include:

  • Full name;
  • Complete address (both permanent and present if different);
  • Home phone number with area code, cell phone, if applicable, and work number only if appropriate to contact you there; and
  • Email address.

Make sure that the message on your answering machine and your email address are professional and appropriate for a potential employer.


  • Gives your resume focus; tailor it to the position you are applying for.
  • Usually a single phrase expressing the specific type of employment you are seeking and/or the specific skills or abilities you want to use on the job.


  • List in reverse chronological order with the highest degree or education first.
  • Include university/college/school name and location, degree, date of graduation (or expected graduation), major, related coursework and possibly G.P.A.
  • May also include honors, awards, scholarships, dissertation and thesis topics.
  • List licenses earned or training certificates received.




Q2. Innovation is the engine of growth .


Innovation is the engine of growth in any business sector in India today. Innovation is the process of creating and implementing a new idea. It is the process of taking useful ideas and converting them into useful products; services or processes or methods of operation. These useful ideas are the result of creativity, which is the prerequisite for innovation. Creativity in the ability to combine ideas in a unique way or to make useful association among ideas. Creativity provides new ideas for quality improvement in organizations and innovation puts these ideas into action.


Q3. Give pts of Narasimhan Committee Report (1991)?


The Narasimham committee (1991) assumed that the financial resources of the commercial banks from the general public and were by the banks in trust and that the bank funds were to be deployed for maximum benefit of the depositors. This assumption automatically implied that even the government had no business to endanger the solvency, health and efficiency of the nationalized banks under the pretext of using banks funds for social banking, poverty eradication, etc. Accordingly, the Narasimham committee aimed at achieving three major changes in the banking sector in India;



Q4. What is competitive advantage?

Competitive advantage is the favorable position an organization seeks in order to be more profitable than its competitors.

Competitive advantage involves communicating a greater perceived value to a target market than its competitors can provide. This can be achieved through many avenues including offering a better-quality product or service, lowering prices and increasing marketing efforts. Sustainable competitive advantage refers to maintaining a favorable position over the long term, which can help boost a company’s image in the marketplace, its valuation and its future earning potential.


Q5. Write a short note on generations of programming languages.


A language is a system of communication. Humans communicate with one another in some language, like English, German or in many other languages. We, humans, can also communicate through gestures, facial expressions, even through our emotions we can express our selves and our feelings. In order to make computers work for us, some sort of instructions must be stored in a some kind of language. And that language is called a Programming Language. A programming language consists of all the symbols, characters, and usage rules that permit people to communicate with computers. There are at least several hundred, and possibly several thousand different programming languages. Some of these are created to serve a special purpose (controlling a robot), while others are more flexible general-purpose tools that are suitable for many types of applications.

Q6. Describe the characteristics of a computer.




Basic characteristics about computer are:

  1. Speed: – As you know computer can work very fast. It takes only few seconds for calculations that we take hours to complete. You will be surprised to know that computer can perform millions (1,000,000) of instructions and even more per second.

Therefore, we determine the speed of computer in terms of microsecond (10-6 part of a second) or nanosecond (10 to the power -9 part of a second). From this you can imagine how fast your computer performs work.

  1. Accuracy: – The degree of accuracy of computer is very high and every calculation is performed with the same accuracy. The accuracy level is 7

determined on the basis of design of computer. The errors in computer are due to human and inaccurate data.

  1. Diligence: – A computer is free from tiredness, lack of concentration, fatigue, etc. It can work for hours without creating any error. If millions of calculations are to be performed, a computer will perform every calculation with the same accuracy. Due to this capability it overpowers human being in routine type of work.
  2. Versatility: – It means the capacity to perform completely different type of work. You may use your computer to prepare payroll slips. Next moment you may use it for inventory management or to prepare electric bills.
  3. Power of Remembering: – Computerhas the power of storing any amount of information or data. Any information can be stored and recalled as long as you require it, for any numbers of years. It depends entirely upon you how much data you want to store in a computer and when to lose or retrieve these data.

Q7. Discuss Wagering Agreements


Agreements entered into between parties under the condition that money is payable by the first party to the second party on the happening of a future uncertain event, and the second party to the first party when the event does not happen, are called Wagering Agreements or Wager. There should be mutual chance of profit and loss in a wagering agreement. Generally wagering agreements are void.

Wager means a bet. It is a game of chance where the probability of winning or losing is uncertain. The chance of either winning or losing is wholly dependent on an uncertain event.


Q8. What is decentralization?


Decentralization refers to a company’s top management delegating authority to subunits of the company. Subunits include divisions, subsidiaries, profit centers, investment centers, and so on.

The extent of decentralization varies. For example, a profit center is likely to have authority to make decisions involving revenues and expenses, but will not have authority to make investment decisions or enter into banking relationships.

A benefit of decentralization is having the decision makers closer to the markets in order to make better and faster decisions. Another benefit of decentralization is having more individuals share the work involved in decision making. This in turn provides excellent training and development of future leaders of the company.

Q9. Explain the different rules of journalizing the transaction with appropriate illustrations?


In the double entry book-keeping system, all the transactions are recorded in the dual aspects in which one aspect of the transaction is debited from one account whereas the other aspect is credited on another account involving the equal amount. The task of deciding whether the account heads are to be debited or credited is very important. The systematic record of all financial transactions in the journal book is called journal entry. The process of passing the journal entry in the books of the journal is called journalizing. The rules are also known as rules of debit and credit.